My husband and I signed a 30 year mortgage with Centex
Well, we have been having some luck in the last 10 months. I was layed off and my husbands business burnt downn (arson).
Well this company did not want to hear our sad story. My husband is trying rebuild his business and I'm looking for another job. (We live in Louisiana - 45 minutes from New Orleans.Our business was brand new. No one wanted to write us any insurance because of hurricanes Katrina and Rita. So, we had no insurance and we quit counting at $150, 000.00 on what we lost. So, we got behind on our mortgage payments (2 months).
We signed the contract with 5 references to contact us if they could not get in touch with us. Well, they contacted my ex-husband of 10 years. He was not one of my references. I had a protective order against him. Anyway, he lives with his sister who has a different last name than him. Centex called him and told him I was behind on my mortgage. I was so furious that I called Centex immediately and let them know what they did. She responded with that they had a special company that works for them that investigates for them to find their "people". I filed a complaint with my Attorney General and I'm suing Centex. That was breaking the Privacy Act and Breach of Contract. Also, my ex-husband is suing them.
So, this is my situation with Centex. They are cruel vicious people. I have asked over and over again about paying an extension payment and always getting NO.