I closed a loan with Loan Depot, or at least I thought I did. I went through the entire process including signing all the closing documents. I was applying for a loan that had a 16% LTV and I have an average credit score of 782. What loan company can't close that loan!
Anyway, they wouldn't fund the loan because my wife, who doesn't have any ownership interest in the property or on the mortgage, won't sign a Homestead document that the closing attorney didn't feel was necessary. They are using that as an excuse not to refund my money, a little over $1000. I'm in the process of filing a complaint in small claims court to recover it.
If you know what's good for you, avoid this company!!!!!!!